The Ultimate Smart Shoppers Cheat Sheet

Middle-aged woman in business attire shopping for a new stove in a big-box appliance store.You’ve already perfected your monthly shopping schedule to get the best possible prices throughout the year: linens in January; luggage in March; household appliances in May; patio furniture in September and wedding dresses in December.

But, did you know you should be timing your shopping throughout the week as well? That’s because each weekday brings its own deals and specials. There are some items you can get the cheapest on Wednesdays, others that are best bought on Fridays and still others that will see their biggest markdowns on Sundays.

Here’s the ultimate cheat sheet for your weekly shopping.

Sunday: Large household appliances
Does your refrigerator need replacing? Looking to swap out your oven for a newer model? Home improvement stores, like Lowe’s and Home Depot, tend to mark down their large appliances on Sundays.

Monday: Deals on wheels and electronics
If you’re in the market for a new car, hit the dealer’s lot on Monday. Car dealerships are busiest over the weekend, and the comparative quiet of a Monday will put you in a favorable position to negotiate a great price on a new car. [Don’t forget to stop by Advantage One Credit Union to ask about our auto loans before you start shopping!]

You’ll also want to check out the large chain stores for discounted electronics on the first business day of the week. Stores like Best Buy offer exclusive manufacturer rebates on Mondays, which can significantly lower the price of an expensive product.

Tuesdays: Houses, airline travel and more
Tuesdays are the recommended weekday for making an offer on a house, particularly the first Tuesday of the month. This is when most sellers will review the activity surrounding their home from the last month and be more open to accepting an offer that’s considerably lower than their original asking price.

If you’re looking to fly in the near future, book your flight on a Tuesday morning. According to data analyses performed by travel-planning company Skyscanner, airlines mark down flight prices by 15-25 percent late each Monday evening. By Tuesday morning, competing airlines will offer matching or lower prices, giving you the best selection of affordable flights.

Tuesdays are also great for purchasing computers online from major retailers, like HP or Dell. Don’t look for discounted MacBooks, though, as Apple rarely marks down its products.

For a terrific way to end your Tuesday, go see a movie. Tickets to the latest blockbusters are usually discounted during the mid-week slump.

Wednesdays: Groceries, discounted apparel and fuel
Forget the weekend grocery run; the best time to restock your pantry and fridge is on Wednesday. Most supermarkets roll out their new sale events on this day, rearrange their aisle end-caps and slap discounts onto perishable products that are left over from the beginning of the week, such as meat, poultry and cheese. If you can swing it, shop early to take full advantage of the sales. Feel free to load up on the marked-down perishables, which will still be days away from their sell-by date. Stick them in the freezer if you won’t use them before they go stale. You’ll also get the biggest bang for your buck in the produce aisle on Wednesdays, when most groceries set out a fresh display of fruits and vegetables.

If you’re a fan of discounted quality clothing, you’ll want to hit TJ Maxx and Marshalls on Wednesdays, as this is when these stores post their new markdowns. Old Navy also features new discounts on Wednesdays.

Unless gas prices are on a downward spiral, fill ‘er up on Wednesday! Weekly gas hikes will take effect over the weekend, often as early as Thursday morning.

Thursday: Clothing, shoes and handbags
Get first dibs on weekend clothing sales at the big-name stores by hitting the mall late on Thursday. Shop for matching footwear with in-store coupons, which also debut on Thursday. Then, complete your new look with a new handbag, which see steep online discounts each Thursday.

Friday: Accessories
Pick up your costume jewelry, belts and scarves on Fridays to score the best prices. According to Lifehacker, online accessories see an average discount of 42 percent on the last workday of the week.

Saturday: Books and yard sale treasures
Amazon offers discounts on books and e-books on most Saturdays, so you’ll want to check out the e-tailer giant at the beginning of the weekend for the best selection at the best prices.

Saturdays are also prime time to pick up treasures at neighborhood yard sales and thrift stores. You’ll get the best picks in the early morning hours, but you’ll score the hottest deals later on in the day when the owners are itching to get rid of all their wares and close up shop.

Your Turn:
Is there a weekday shopping hack that has worked for you? Tell us your secret shopping strategy in the comments.

Learn More:
thekrazycouponlady.com
aol.com
dcrstrategies.com
thekrazycouponlady.com/cheatsheet
rather-be-shopping.com

Student Discounts You Can Use

College girl laying on floor using laptopBetween astronomical tuition bills, piles of textbooks to purchase, foods costs and supplies, being a college student is definitely not cheap.

Lucky for you, there are loads of companies out there that think you deserve a budgeting break.

Here are five of the best student discounts out there.

1. Amazon
Amazon’s got it all – textbooks, supplies, gadgets, you name it! And, as a college student on a strict schedule, you want to get it all as soon as possible.

But who wants to shell out a hundred bucks a year for Amazon Prime?

Fortunately, you can have your super-speedy delivery service at half the price! Amazon Student offers all the perks of Amazon Prime for just $49 a year, providing you with free 2-day shipping, access to Prime Video streaming, unlimited photo storage with Prime Photos and various other student discounts.

You can even try out Amazon Student free of charge, for a full six months. When your six months are up, Amazon will ask if you want to join the student program at just $49 a year, and all you need to cash in on this bargain is a valid .edu email address. Doesn’t get much easier than that!

2. Spotify
You need your favorite tunes at your fingertips when tackling your schoolwork, but those Spotify ads take “annoying” to a whole new level. And, as a buck-watching student, you’re not paying the steep price for Spotify Premium.

Luckily for you, Spotify is happy to join the ranks of companies trying to save you money. Just for being a student, they’ll slash the Spotify Premium rates in half, to just $4.99 a month, for up to a year.

You’ll need to submit a recent transcript showing that you are currently enrolled in a school and attending classes, but then it’s hello ad-free jamming sessions!

3. Microsoft Office
Are you a fan of Microsoft Office? As a college student, you can download it for free! Just log onto Microsoft’s webpage and input your valid student email address to download Office 365, which includes Word, Excel, PowerPoint and OneNote. Your coursework just got a whole lot easier!

And it’s no free trial – once you’ve downloaded Office, the program is yours to keep.

4. Adobe
Are you pursuing a career in graphic design? Want to learn how to navigate Photoshop? It just got easier and cheaper for you! Adobe is offering eligible students access to Lightroom and Photoshop for just $9.99 a month! If you want to explore Adobe’s apps, you can do that, too, for just $19.99 a month. It’s more than just spare change, but when stacked up against the usual price for Adobe’s full package at $49.99 a month, it’s a true bargain!

5. Amtrak
Traveling home for the holidays and summer break can get expensive. Choose Amtrak for your next visit home and save big!

The transport company’s 30 train routes run through 46 states, making them a super-convenient choice for those who’d rather not fly. And lucky for you, they offer student discounts, too! You can save up to $155 on every Amtrak trip you take, as long as you’ve got a valid student ID. Make sure to book your trip three days in advance and to bring your ID – you’ll save big with every trip!

Your Turn:
What’s your favorite student discount hack? Share it with us in the comments!

SOURCES:
http://college.usatoday.com/2017/06/30/the-best-student-discounts-you-can-and-should-get-with-an-edu-email-address/

https://www.google.com/amp/s/www.yahoo.com/amphtml/finance/news/20-college-discounts-never-knew-existed-191653108.html