The internet is saturated with blogs and sites about anything and everything under the sun. Among the dozens of blogs devoted to personal finance, Cash Money Life (cashmoneylife.com) stands out as a reliable and factual source of information and advice. As featured in top-tier media sites like The Wall Street Journal, The New York Times, Yahoo! Finance, MSN Money and MainStreet.com, Cash Money Life offers readers an easy and efficient way to get the inside scoop on anything money-related without the distraction of complex interfaces and confusing designs.
Authored by Ryan Guina, the blog targets a broad audience and brands itself as a personal finance, small business and career journal. The site is updated daily with articles covering a wide spectrum of financial topics, from current events1 to product reviews, tutorials, investment tips and more. You can use the site to search for an auto insurance plan that suits your needs or to explore the stocks that are worth investing in this season. Articles are always written in simple, easy-to-understand language that offers concrete information without talking down to the reader.
Here are some trending articles on Cash Money Life:
How to Invest in Small Business
Best Auto Insurance Companies
Liberty Tax Review—Simplified Tax Filing
FreeTaxUSA Review—Step-By-Step Help Filing Your TaxesE-file Review—How the Software Can Streamline Your Taxes
When visiting the site, you can browse through the fresh posts or look up archived evergreen content covering a comprehensive list of financial topics.
Also check out the “Free Money” page, which is a wildly popular spot that is dedicated to sharing information about freebies. The freebies include gimmick-free, complimentary trials, referral bonuses, first-time-customer gift cards and more. Check it out to see what’s free this week!
If you’re looking for a place where you can find clear, practical, and reliable financial information, visit Cash Money Life today.
Your Turn: What’s your favorite online source for financial information? Tell us all about it in the comments!
1. OurHome If your kids are old enough to do their part in making your home spotlessly clean, you need to download this free app. OurHome makes sharing spring cleaning chores easy! You can assign tasks to your kids, set deadlines for when you want jobs done and reward your kids with points once they’ve completed a chore. Let your kids cash in their points for their reward of choice, like a new toy, a trip to an amusement park or even a cost-free privilege, like choosing the family’s dinner menu for a week.
Sync every family member’s device with your OurHome app to unlock its full power. You’ll be able to send messages to your kids, check up on their progress and set helpful chore reminders.
2. Snupps Spring-cleaning your way through your house gives you the perfect opportunity to take stock of everything you own. The Snupps app makes it easy. You can upload pictures of every item in your home, create virtual shelves on the app and organize your stuff by category. Plus, you can make money while spring cleaning by selling any item you don’t need through the app. It’s like selling your stuff in a virtual yard sale!
3. Home Routines Do you find it overwhelming to keep track of all you need to clean? Home Routines makes it simple! For a one-time $5 fee, you can download the app and start organizing your chores. Create detailed checklists, assign tasks to days of the week and set alerts to remind you what needs to get done. From there, you’ll be able to easily track your progress. And, if you need more motivation, set the in-app timer and try to beat your own goal.
The app divides your cleaning lists into Focus Zones. You can customize this feature by adding rooms and chores to each zone. Then, choose a different zone for each day or have a zone appear only once a month. You can also set the app to remind you to complete specific tasks or clean certain zones at predetermined times. For example, you can have the app remind you to scrub the counters each night, wash the windows every other week and dust your light fixtures once a month.
4. Do! If you like to have a good, old-fashioned, paper to-do list, you’ll love this app. Do! gives you the look and feel of a paper list with realistic paper and pen sound effects. You can easily view your list and even download a widget to your device for seeing the day’s tasks at a glance. Use the app’s color-coding system to keep things organized and check off tasks as you go. The app is free with an in-app purchase and just $1.99 for the premium, ad-free version.
Let these super-convenient apps help you make your home shine this spring.
Your Turn: What’s your favorite spring cleaning app? Tell us about it in the comments!
With the incredible convenience of today’s cloud storage services, you never have to lose your files again.
But with so many free cloud storage apps, the choices can be confusing. Let’s take a look at some of the most popular cloud storage services on the market.
Google Drive Google Drive is already integrated with all Android devices, making it the natural choice for Android owners. The app also syncs automatically with Google’s G-Suite, so if you’re a Google fan, it’s easiest to go with their cloud storage. Download the companion app, Google Photos, onto your mobile device, and you’ll be able to store high-def photos in the cloud as well.
Best Features Google Drive offers 15GB of free storage space, the most generous amount of all cloud storage apps. The total storage is distributed across all your Google services, like Gmail and Google+Photos, but you can choose how to split the 15GB to best suit your needs.
Folders and files are super-easy to share on Google Drive via email or link. You can choose to send view-only files or allow for edits and comments, making teamwork almost effortless. Google Drive will also store all deleted files in the “Trash” until you empty the bin.
Users complain that Google Drive’s web interface isn’t the best, and it can be difficult to use.
OneDrive Microsoft’s OneDrive integrates directly with Windows without the assistance of any additional apps. It’s the easiest storage solution for Microsoft Office users.
With some companion apps, OneDrive will work even harder for you. Download Microsoft’s Photo app, and you’ll be able to use OneDrive to sync pictures across all your devices. You can also install a desktop program to seamlessly transfer all kinds of folders and files to OneDrive and make them accessible from a mobile device.
OneDrive’s mobile app is available for Android, iOS and Windows Phone.
Best Features OneDrive’s outstanding feature is its file restoration, which keeps all your files until you’ve deleted them twice, a big plus for click-happy users who often mistakenly delete important files.
OneDrive also allows you to share folders and files with non-registered users. You can choose to allow others to edit your files or to view-only.
Glaring Glitches The 5GB of storage space in OneDrive’s free version can be tight if you’ve got large files to upload. Users also complain that the OneDrive app is clumsy and inefficient.
Apple iCloud Apple’s iCloud is competitively priced and integrates seamlessly across all Apple platforms.
Best Features The Mac Finder app automatically integrates iCloud Drive and allows you to store all kinds of files in the cloud. All documents created in the iWork office suite will be saved to iCloud and can be synced across all your devices.
If you use Windows for work, but you own an Apple device, iCloud Drive will allow you to sync your Windows files so you can access them wherever you are. iCloud also allows you to restore deleted files for up to 30 days after deletion.
Glaring Glitches With only 5GB of storage, iCloud’s free service might not be sufficient for your needs.
2TB for $9.99/month
Dropbox is one of the most popular cloud storage services on the market, offering a modest 2GB of free memory with ways to upgrade at no cost by referring other users. Deleted files are saved in the cloud for 3 days, so most mistaken deletions can be easily recovered.
Best Features Dropbox is super-popular, largely due to its simplicity and ease of use. File uploads happen faster than most free cloud storage services and Dropbox Paper, the document collaboration technology on Dropbox, gives users a genuine feel of workplace collaboration. The app’s powerful file-search tool adds to its all-around convenience.
Glaring Glitches Dropbox’s free version offers a tight 2GB of storage space.
Pricing Dropbox offers a wide range of options for both private users and business owners who need shared storage space for multiple users.
1 TB, 30-day history tracking, Office 365 integration: $9.99/month
2 TB, 120-day history tracking, custom branding and analytics: $19.99/month
3TB, account transfer tools, shared team folder: $15/month/user
Unlimited storage space, all Dropbox features: $20/month/user
How they stack up
App Free Storage Easy to Use File Restoration (30 days) Google Drive 15GB No Yes
OneDrive 5GB No Yes
iCloud 5GB Yes No
Dropbox 2GB Yes No
What’s your favorite cloud storage service? Tell us all about it in the comments!
Money conversations can be super-depressing. Everything you read tells you that the “Great American Dream” has faded into oblivion. Everyone you talk to says that only the rich-born can get ahead and make it to the top. We ingest these lies without thinking twice. They become part of our belief systems and kill our ambition, effectively destroying any chance we have of becoming financially successful.
Get ready to read about the truth.
In Chris Hogan’s book, Everyday Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too, he destroys the most common millionaire myths that prevent ordinary people, like me and you, from achieving and maintaining financial independence.
Hogan is a #1 national best-selling author, the host of The Chris Hogan Show, and a dynamic speaker who lectures nationwide about personal and business money management. He also serves as a beloved financial coach and Ramsey Personality at Dave Ramsey’s Ramsey Solutions company.
Everyday Millionaires is the culmination of comprehensive research on more than 10,000 American millionaires—and the results might shock you.
Here are some of the surprising revelations in Everyday Millionaires:
There is no secret sauce for becoming a millionaire.
Most millionaires in the U.S. were not born rich.
You don’t need to have a high-paying job to achieve millionaire status.
Hogan and the Ramsey Team show the world that building extraordinary wealth is not reserved for those hailing from a privileged background or holding down high-paying jobs. Instead, true wealth is a product of living with responsible principles, like spending within your means, avoiding the debt trap, investing wisely and exercising discipline with your money.
There is no carefully guarded secret behind the nation’s most successful people. It doesn’t take a fantastic stroke of luck, a sizeable inheritance or a 7-digit salary. Anyone and everyone can achieve financial independence—and even millionaire status—by following Hogan’s guidelines while living responsibly.
Learn how to think like the rich and you just might be the next everyday millionaire.
Your Turn: Do your personal experiences reflect Hogan’s research? Were most of the rich people in your life born wealthy or did they build their own net worth through responsible living and hard work? Share your thoughts with us in the comments.