Broke Millennial: Stop Scraping By and Get Your Financial Life Together

Title: Broke Millennial: Stop Scraping By and Get Your Financial Life Together 

Author: Erin Lowry

Paperback: 288 pages

Publisher: TarcherPerigee

Publishing date: May 2, 2017

Who is this book for? 

  • Cash-strapped 20- and 30-somethings who are always stressing about money.
  • Anyone looking to take control of their financial health.

What’s inside this book?

  • A step-by-step guide to take you from broke to financial master.
  • Tips and tricks for tackling every kind of money situation, in addition to basics, like investing, credit card debt and budgeting.
  • Anecdotes from Erin’s own journey from a debt-crushed millennial to a money master who successfully negotiated a 40% raise.

 4 lessons you’ll learn from this book:  

  1. How to understand your personal relationship with money.
  2. How to manage student loan debt without falling into a panic.
  3. How to successfully navigate social outings in which you’re the only broke one among your friends.
  4. How to find out about your partner’s true financial health.

4 questions this book will answer for you:  

  1. Should I treat money more like a Tinder date or a marriage?
  2. Is it possible to conquer a mountain of debt without getting a massive windfall?
  3. How can I learn about money on millennial terms?
  4. How can I get on the same money page as my partner?

What people are saying about this book: 

“Broke Millennial takes the typical preaching and finger-wagging out of money lessons and replaces them with humor, empathy and a fun, pick-your-financial-path twist, while offering helpful and practical advice to successfully navigate all the financial questions you’ll face in the real world.”— Farnoosh Torabi

“Rich with specific advice to guide readers on the path to financial wellness. Millennials who may be overspending because of #FOMO need to read this book stat!”— Bobbi Rebell

“Thinking about money, especially when you don’t have much, can be painful. But Erin Lowry shows that you don’t need to be a mathematical genius to get on the right track. She makes it easy for people to build a financially healthy plan for life. Spend some time with this book, and your financial decisions and confidence will improve, no doubt.”— Nicholas Clements

“If you’re looking for a book to give to a recent grad, your friend who has no idea what a budget is, or just want to read a personal finance book from someone like you who’s been there…you absolutely need to grab a copy of Broke Millennial.” — Jessica Moorhouse

Your Turn: What did you think of Broke Millennial? Share your opinion in the comments. 

Gen Z Money $ense: A Personal Finance and Investing Guide

Title: Gen Z Money $ense: A Personal Finance and Investing Guide

Author: Ella Gupta 

Paperback: 320 pages

Publisher: New Degree Press 

Publishing date: May 22, 2021

Who is this book for? 

  • Gen Z readers trying to navigate the financial landscape. 
  • Readers of any age looking to broaden their financial knowledge and to learn how to grow their wealth or manage money more effectively.

What’s inside this book?

  • A comprehensive guide to the world of finance, complete with down-to-earth analogies and fun facts on every topic.
  • Pragmatic financial tips on filing taxes, robo-advisors, cryptocurrency, investing and more. 
  • Expert insights from financial experts, including Karen Finerman, JJ Kinahan, Ahdrew Ross Sorkin and Jill Schlesinger. 

4 lessons you’ll learn from this book:  

  1. How to take charge of your financial future.
  2. Why it’s best to start investing at a young age.
  3. All about the blockchain and how it works.
  4. How to understand trending financial topics like ESG investing.

4 questions this book will answer for you:

  1. Why does Gen Z have a unique relationship with money?
  2. How can I start investing?
  3. Why is Gen Z positioned to achieve substantial wealth?
  4. How can I learn to manage my money as naturally as I drive a car?

What people are saying about this book: 

“Ella Gupta is money-wise beyond her years. It’s remarkable that someone her age has the interest and knowledge to write this book, but that speaks to just how intrepid Gupta is. With a dearth of financial literacy among young people, here is a book to address that problem.” – Andy Serwer

“A wise read not just for Gen Z but for all generations. Ella Gupta does an excellent job explaining the fundamentals of investing in a clear and fun way, while offering practical and immediately actionable advice.” – Burcu Esmer

“In Gen Z Money $ense, Ella Gupta provides a financial roadmap that should be required reading in every high school in America.” – Tim Ranzetta

“Ella has put so much thought and passion into this book. Investing your time reading it will surely pay dividends that will be hard to measure.” – Lauryn Williams

Your Turn: What did you think of Gen Z Money $ense? Share your opinion in the comments. 

Cashing Out: Win the Wealth Game by Walking Away

Title: Cashing Out: Win the Wealth Game by Walking Away

Author: Julien Saunders, Kiersten Saunders

Hardcover: 272 pages

Publisher: Portfolio

Publishing date: June 14, 2022

Who is this book for? 

  • African Americans who find it challenging to build their wealth despite following all the right rules.
  • Anyone struggling with money management and career growth.

What’s inside this book?

  • A roadmap to financial freedom that makes wealth possible despite a broken economic system. 
  • A financial and career path that breaks free from corporate America’s rules so you can build wealth on your terms. 

4 lessons you’ll learn from this book:  

  1. Which goals to prioritize at each stage of your career so you can plan for an early retirement.  
  2. How to talk about money with your partner without every conversation ending in an argument.
  3. Practical strategies to grow your wealth without a large investment of time and energy. 
  4. Why the mantra of “Black Excellence” is an unsustainable form of motivation for building wealth. 

4 questions this book will answer for you:  

  1. I’m following the same script as my white colleagues; why am I only seeing half the results?
  2. Is financial freedom really within my reach?
  3. Why am I always being passed up for career opportunities?
  4. Do I have to sacrifice my time and mental health to maximize my income?

What people are saying about this book: 

“Cashing Out feels like the talk you desperately needed from the big cousins you’ve always looked up to. It’s filled with gems about money, navigating your career and most importantly — relationships — from people who’ve done it successfully. You can literally feel the love and wisdom they’ve poured into every single chapter.” –Anthony O’Neal

“Read this book. Read it for the cool stories. Read it for the cool concepts. But mostly read it because it just might nudge you toward a far freer, richer and more rewarding life.” –J.L. Collins, author of The Simple Path to Wealth

“The ideas in this book have the power to change the wealth trajectories of Black folks everywhere.” –Jewel Burks Solomon

“An honest and encouraging approach, with a dash of tough love, to help you determine what it takes to be financially, emotionally and mentally wealthy.” –Erin Lowry

“Kiersten and Julien know their stuff, but they never put themselves on a pedestal. Instead, they nudge you along to your best financial life like your favorite older siblings, sharing their own vulnerabilities, acknowledging the many systemic barriers that exist, and never making you feel bad for your past choices.” –Tanja Hester

Your Turn: What did you think of Cashing Out? Share your opinion in the comments. 

The Power of One More: The Ultimate Guide to Happiness and Success

Title: The Power of One More: The Ultimate Guide to Happiness and Success 

Author: Ed Mylett

Hardcover: 272 pages

Publisher: Wiley

Publishing date: June 1, 2022

Who is this book for? 

  • Anyone looking for a way to live a happier life, enjoy better relationships and grow their wealth. 

What’s inside this book?

  • A culmination of revolutionary ideas Ed has built over the course of 30+ years as a successful entrepreneur, performance coach, bestselling author, podcaster and inspirational speaker. 
  • An actionable roadmap for achieving your personal and professional goals using tools you already have.
  • A meaningful discussion intersecting faith, energy and quantum science

4 lessons you’ll learn from this book:  

  1. The dynamics of team chemistry and how to utilize them to become a One More Multiplier.
  2. All about your Reticular Activating System and how to live in your Matrix.
  3. Why you should become an Impossibility Thinker and a Possibility Achiever.
  4. The power of developing one more positive habit, fighting one more battle, creating one more identity and building one more relationship.

4 questions this book will answer for you:  

  1. Can I really achieve my goals and dreams without any significant changes to my life circumstances?
  2. How can I remove the mental roadblocks that have been holding me back from success? 
  3. How do I tap into the superpowers that exist inside me?
  4. What steps do I need to take to take my life from ordinary to extraordinary?

What people are saying about this book: 

“The strategies in The Power of One More are universal. You can incorporate them into your life whether you’re a CEO, a world-class athlete, active in your community, or if you want to build better relationships with your family and friends.”

The Power of One More is a must-read for anyone seeking a happier and more successful life.

This groundbreaking book is the first of its kind, revealing how you can combine thoughts and actions to unlock dynamic and impactful changes.

“The premise of The Power of One More is simple: you are closer to living your best life than you may think.”

Your Turn: What did you think of The Power of One More? Share your opinion in the comments. 

Small Steps to Rich 2022: Personal Finance Made Simple

Title: Small Steps to Rich 2022: Personal Finance Made Simple 

Author: Kenneth Jeffrey Marshall

Paperback: 333 pages

Publisher: Judicial Corporation

Publishing date: October 6, 2021

Who is this book for? 

  • Anyone interested in improving their financial standing, regardless of educational background, age or income.

What’s inside this book?

  • A simple, three-step approach for growing wealth and maximizing investments
  • The most current info on interest rates, contribution limits, tax deductions and other financial matters 
  • Clear explanations and guidelines on diversification, credit scores, stocks, homebuying, investing, mortgages, financial advisors, annuities, bonds, CDs, dividends, high-yield savings accounts, insurance, cryptocurrencies, 401(k)s, IRAs, ETFs, mutual funds, trusts and more

4 lessons you’ll learn from this book:  

  1. How to maximize investment returns with mutual funds and ETFs.
  2. How to lower your taxes with IRAs, 401(k)s and other advantaged accounts.
  3. How to slash costs on your mortgages, student loans and other debt.
  4. How to control biases that interfere with good financial decision making.

4 questions this book will answer for you:  

  1. How do I know when and how to hire qualified financial professionals?
  2. What’s the perfect amount to save in government-insured accounts?
  3. How do I avoid making poor decisions during times of market turbulence?
  4. How can I utilize trust funds and ITF accounts to provide for my loved ones? 

What people are saying about this book: 

  • “This is a great book if you want to understand how to manage your personal finances. Many things in this book might be obvious, but it puts forth a great model for you to follow the obvious things you need to do.” 
  • “An easy read, with great insight.”

Your Turn: What did you think of Small Steps to Rich 2022? Share your opinion in the comments.

Have it All: The Roadmap to Becoming a Self-Made Millionaire

Title: Have it All: The Roadmap to Becoming a Self-Made Millionaire

Author: Kris Krohn

Print length: 316 pages

Kindle file size: ‎ 4709 KB

Publisher: Uplife Press

Publishing date: Dec. 9, 2021

Who is this book for? 

  • Anyone looking to change the way they relate to money. 
  • Anyone looking for practical investment advice.

What’s inside this book?

  • Actionable tips for improving your financial reality.
  • A step-by-step guide for financial success. 

4 lessons you’ll learn from this book:  

  1. How to outsmart the old money rules and follow the new ones. 
  2. How to achieve true financial freedom. 
  3. How to create active, passive and positive asymmetric risk.
  4. How to find profitable Returns on Investment (ROIs).

4 questions this book will answer for you:  

  1. How can I unlearn all that society has taught me about money management? 
  2. What do I need to know to be a savvy investor?
  3. Can I really enjoy my life despite having limited financial opportunities?
  4. Can I improve my finances without a large windfall?

What people are saying about this book: 

  • “Kris goes into depth on different topics to cover everything from real estate to stocks and how to start building a financial portfolio and live a better life!”
  • “Insightful, motivational and really inspiring!”
  • “This book gave me the hope and encouragement I needed, that yes, I can have it all. I love how Mr. Kris Krohn tells us exactly how we need to break those limiting beliefs and allow ourselves to enjoy life to the fullest. This book is so relatable and inspiring.”
  • “If you’re trying to figure out how to become financially free and where to start, then this is the book for you. This is the book that will set you on the next level of your life and get you ready for financial freedom in three to five years!”

Your Turn: What did you think of Have it All? Share your opinion in the comments. 

Money Magic: An Economist’s Secrets to More Money, Less Risk, and a Better

Title: Money Magic: An Economist’s Secrets to More Money, Less Risk, and a Better Life 

Author: Laurence Kotlikoff

Hardcover: 320 pages

Publisher: Little, Brown Spark

Publishing date: Jan. 4, 2022

Who is this book for? 

  • Anyone struggling with making financial choices
  • Readers of any age or stage who are looking for the magic path toward financial independence 

What’s inside this book?

  • A framework for a happier and safer financial life 
  • Practical tips for enhancing your standard of living and achieving financial independence 
  • Spellbinding money tricks culled from economic research 

4 lessons you’ll learn from this book:  

  1. How to transform your financial thinking
  2. How to choose a career that will enable you to maximize your lifetime earnings
  3. How to buy a superior education for less and graduate debt-free
  4. Why you may want to cash out your IRA to pay off your mortgage

4 questions this book will answer for you:  

  1. What are the financial ramifications of delaying retirement?
  2. How can I lower my average lifetime tax bracket? 
  3. Does financial planning need to be a tiresome chore?
  4. How can economics and advanced computation help me improve my financial health?

What people are saying about this book: 

“Fact-filled, wisdom-filled, Money Magic is quite probably the best financial advice book ever written.  You can read it for Laurence Kotlikoff’s sage advice, which tells how to manage your finances for a happier, better life.  You can also read it for fun: there is a laugh on almost every page.  You should read it for both.” ―George Akerlof

“Money Magic is a delightful book. With wit and wisdom, Kotlikoff delivers rich economic insights, concrete advice, and hard-nosed, yet soft-hearted guidance on financial planning, all well-grounded in the science of finance.  It will change your financial thinking and improve your financial life. Wherever in the lifecycle, beginning student to beginning retiree, the reader is in for a treat: Bon Appetit!” ―Robert C Merton 

“Full of invaluable guidance, this is a must-read for anyone concerned about their financial future.”―Publisher Weekly

“The best personal finance book you’ll read this year.” ―Terry Savage

“Laurence Kotlikoff, the provocative Boston University economics professor and Social Security expert, has written an excellent new book, Money Magic: An Economist’s Secrets to More Money, Less Risk, and a Better Life In it, he offers counterintuitive and surprising personal finance tips regardless of your age.”―Kerry Hannon

Your Turn: What did you think of Money Magic? Share your opinion in the comments. 

My Money My Way: Taking Back Control of Your Financial Life

Title: My Money My Way: Taking Back Control of Your Financial Life

Author: Kumiko Love

Hardcover: 240 pages

Publisher: Portfolio

Publishing date: Feb. 1, 2022

Who is this book for? 

  • Single women looking for tips on managing finances on their own. 
  • Anyone who’s ever battled feelings of guilt, shame, doubt and/or deprivation in relation to money. 
  • Individuals looking to live a financially emancipated life. 

What’s inside this book?

  • Kumiko’s story of how she went from a newly divorced mom pulling in just $24,000 a year and facing $77,000 in debt to living completely debt-free in a home she bought with cash. 
  • Stories of moms, like Kumiko, who successfully navigated divorce and the financial challenge of making it alone.
  • Practical tools and tips for letting go of shame and deprivation for living a financially secure and fulfilling life. 

4 lessons you’ll learn from this book:  

  1. How to harness your emotions to your financial benefit, instead of letting them control you and drive your money choices. 
  2. How to create a budget based on your actual life, not a life of self-deprivation.
  3. How to create a debt payoff plan that can work.
  4. How to build a positive relationship with money. 

4 questions this book will answer for you:  

  1. How can I reverse negative thinking patterns that I’ve grown accustomed to?
  2. How can I align my emotional health with my financial health? 
  3. Can I take control of my finances with a low income and high credit card debt?
  4. Do I need to live with constant deprivation to have a financially secure life?

What people are saying about this book: 

  • “It’s no surprise that millions of people flock to Kumiko Love for her financial advice. She’s able to do the impossible: teach others about money in a non-judgmental, down-to-earth way while also making concepts, like budgeting and debt-repayment, exciting and fun.” – Jessica Moorhouse
  • “No shame. No condescension. Just real, practical money talk from a woman who lives it. Kumiko reminds us that our money struggles and mistakes are not a reflection of who we are or what we can achieve. And her tools and strategies offer an easy-to-follow framework for using money to build a lifestyle you love.” – Stefanie O’Connell Rodriguez
  • “If you’re ready to break free from a dysfunctional relationship with money and build wealth from a place of strength, Kumiko’s book is a must-read.” – Marie Forleo
  • “It’s so wonderful to see more voices join the movement that money shouldn’t be rigid or restrictive. Kumiko Love and her money management style will help you feel seen and capable instead of shamed and distressed — no matter the money mistakes in your past.” – Erin Lowry

 Your Turn: What did you think of My Money My Way? Share your opinion in the comments. 

Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too

Title: Baby Steps Millionaires: How Ordinary People Built Extraordinary Wealth—and How You Can Too

Author: Dave Ramsey

Hardcover: 224 pages

Publisher: Ramsey Press

Publishing date: Jan. 11, 2022

Who is this book for? 

  • Anyone looking for straightforward and practical advice on building wealth. 

What’s inside this book?

  • An inside look at how Dave invests and builds wealth. 
  • True stories of people just like you who’ve dug themselves out of deep debt and built wealth. 
  • An extensive look at Dave’s own Baby Step 4 toward becoming a millionaire.

4 lessons you’ll learn from this book:  

  1. How to take baby steps, immediately, toward becoming a millionaire. 
  2. How to break barriers that are holding you back from building true wealth. 
  3. Basic financial concepts written in simple terms. 
  4. Simple steps for getting out of debt. 

4 questions this book will answer for you:  

  1. How can I become a millionaire?
  2. Is there any easy way to build wealth? 
  3. Are financial concepts reserved for the elite?
  4. What can I do — RIGHT NOW — to start getting rid of debt? 

Your Turn: What did you think of Baby Steps Millionaires? Share your opinion in the comments. 

Single Women and Money: How to Live Well on Your Income

Title: Single Women and Money: How to Live Well on Your Income

Author: Margaret Price, Jill Gianola

Hardcover: 216 pages

Publisher: Rowman & Littlefield Publishers

Publishing date: Nov. 11, 2021

Who is this book for? 

  • Single women who are struggling to live a financially secure and successful life on a single salary, which is typically less than what men earn.
  • Soon-to-be single women looking for concrete advice on managing while on one income stream. 

What’s inside this book?

  • Practical tools to help single women achieve and maintain financial independence. 
  • Financial advice from experts on issues specific to divorcees, widows and single moms.
  • Real-life stories of single women who are financially secure and the steps they took to get there. 
  • Resources for single women experiencing financial difficulties.

4 lessons you’ll learn from this book: 

  1. How to save and spend wisely on a single salary.
  2. How to get rid of debt when you’re living alone.
  3. How to find investments that align with your values.
  4. How to plan for a solo retirement.

 4 questions this book will answer for you: 

 How can I support my children and give them a financially secure childhood when I’m living single?

  1. Is it possible to reenter the workforce at age 55?
  2. How can I protect my financial assets and leave a legacy as a single woman?
  3. How can society help single women through financial difficulties? 

 What people are saying about this book: 

  • “Whether widowed, divorced, or never partnered, single women all too often face greater financial challenges than do single men and married couples. This book contains sound advice and valuable resources for women of all ages seeking financial security and peace of mind on their own.” – George Manne
  • “Single women face enormous financial problems. This canny guide to personal finance, geared toward a large (66 million) share of the U.S. population, spells out smart strategies to surmount the obstacles. How to handle retirement planning, debt, taxes, single motherhood, landing a job after age 55—all these vital questions get answered, and well, by the intrepid team of Margaret Price and Jill Gianola.” – Janet Marks
  • Single Women and Money delivers clear, concise, hands-on information. It’s the breakthrough guide to financial security that America’s millions of single women can use.” – Larry Light

 Your Turn: What did you think of Single Women and Money? Share your opinion in the comments.