Is the OnMyWay App Legit?

OnMyWay app logo, green highway shield with road motif starting in lower left and receeding into the distance at the upper rightAt first glance, it seems like a brilliant idea. But is it legit?
The OnMyWay app, established in 2017, has recently taken social media by storm. It was created to incentivize drivers to practice safety on the road by offering monetary rewards for safe driving. But, while the concept is great, the execution of the app falls abysmally short.

Let’s take a closer look at the OnMyWay app so we can determine whether it is safe, secure and legit.

The way it works
The sole function of the OnMyWay app is to promote safer driving through financial incentives. Once you’ve installed the app, it will automatically activate whenever you start driving. Keep your phone locked, with all texting options disabled, and you’ll earn cash for each mile you drive. OnMyWay promises users $0.05 for every safely driven mile, $2 for each referral and an additional $0.02 for each mile driven that’s safely by friends they’ve referred.

According to the app’s co-founder, Chloe Palmer, car accidents caused by texting are currently the #1 cause of death for young adults aged 16-25. “OnMyWay believes that by giving our users positive rewards, we can end this horrific epidemic,” she says.
It truly sounds like a noble idea, and thousands of drivers have rushed to download the app. Motivate yourself to drive safely and earn cash at the same time—it’s a win-win!

How it really plays out
Unfortunately, as many OnMyWay users are discovering, the app’s reward system is not as straightforward as they might believe.

First, the app does not reward safe driving with money in users’ checking accounts. Instead, the money “earned” is set up as a reimbursement. Users need to link a credit card or checking account to the app, pay the full amount for a purchase up front and then wait to be reimbursed.

Second, OnMyWay money can’t be spent everywhere. Earnings must be spent at specific retailers that are recommended by the app—and sometimes, for specific products as well. These may or may not be retailers users usually patronize or items they’ve planned on purchasing. Many users complain that the products “recommended” by the app are all overpriced luxury items they would never have considered buying otherwise. The app claims it is working on updating its system to include nationally recognized retailers, like Amazon. For now, though, redeemable purchases are extremely limited.

But is it safe?
Aside from the obvious inconveniences of the app, many users are concerned about its security. OnMyWay requires all new users to scan their ID before installing the app. Users must also link a checking account or credit card to the app to be reimbursed for purchases. In a world where another scam makes headlines every week, users are wary about sharing this information with a relatively new app.

OnMyWay promises that users’ information is completely safe.
“Our system is 100 percent encrypted,” Palmer says.

The app’s founders claim to use third-party software to link users’ financial information. The software is highly secure and is used by recognized online payment platforms, like Venmo.

To date, there have not been any incidents of scams employed through OnMyWay. It may not deliver exactly what it promises, but at the very least, you can be sure your information is safe with OnMyWay.

What users are saying
Drivers who have downloaded OnMyWay are quick to praise the concept of an app providing an incentive for safer driving. However, nearly every user is disappointed with the way the app operates. Many complain that the app is purposely vague about the process of cashing in rewards until they’ve already downloaded it and started using it.
Many users also claim that, once they’ve made a purchase recommended by the app, it takes far too long for OnMyWay to reimburse them with their earned cash, with wait times often stretching longer than a week. Finally, drivers are disillusioned with the app’s customer service and many claim it is simply nonexistent.

Some users, though, are thrilled with the chance to earn money while driving, regardless of the many strings attached to the deal.

The takeaway
The OnMyWay app is a wonderful concept with poor implementation; however, there is no scam here: The app is a legitimate service that is not doing anything that may be considered outright criminal.

Unfortunately, though, the app does engage in misleading advertising and ambiguous claims. After reading the app’s own reviews and descriptions, it’s easy for users to falsely assume they can rake in the big bucks just by signing up for OnMyWay and driving safely. Users are keenly disappointed when the app does not deliver as promised.
While the app is safe and legit, most users agree that it is hardly worth the effort.
If you think otherwise and you’re eager to earn rewards for driving safely, be sure to read all the fine print before signing up and installing the app.

Whichever choice you make, it’s always a good idea to disable all texting options on your phone before hitting the road. A safe arrival to your destination is an incentive in and of itself!

Your Turn:
Do you think the OnMyWay app is worth using? Why, or why not? Share your thoughts with us in the comments.

Learn More:
3newsnow.com
onmyway.com
reddit.com

Distraction-Blocker Apps

Do you find your daily to-do list is no match for the distractions of the internet? Are you constantly pushing off tasks so you can check your Facebook page or see what’s new on Pinterest for the 10th time this hour? If this describes you, consider a distraction-blocker app. These apps are the mobile age’s way of fighting back. Or, as Cold Turkey, a leading app of this kind cheekily says, “Meet your match, Zuckerberg!”

We’ve done the research for you, dishing you the details on three of the most popular distraction-blocker apps on the market.

We’ve given you the info on how to choose the one that suits you best, and stop (okay, pause) your internet addiction today!

Cold Turkey logo, cartoon turkey on grey/blue background

Cold Turkey

This top-rated app is a favorite for people looking to reclaim their free time as their own. As its name implies, the app makes it easy to quit wasting time on apps and websites by allowing you to stop frequenting them-cold turkey. For complete control, have a friend set your passwords.

Cold Turkey offers a free “Basic” version with limited features as well as a “Pro” version for a one-time fee of $29.

Best features
Cold Turkey’s blocking features are highly customizable. You can choose to block specific apps and websites, or even block the entire internet-or your entire computer! If you need limited online access for your work, such as access to Google Docs, just white-list the sites you need. Set your own blocking schedule in advance so your work or study hours are always distraction-free. Best of all, once you start a block, there’s no turning back. If going cold turkey is too intense for you, you can build timed breaks into your preset blocks.

Cold Turkey will also track your internet usage and let you know exactly how much time you’re wasting on Instagram or YouTube each day so you know better which sites and apps to block.

Glaring glitches
While the paid version offers an excellent array of features, users find the free version of Cold Turkey to be severely limited. You won’t be able to block apps or specific web pages without paying the subscription price. The free version can also be difficult to uninstall.

FocusMe logo, stylized clock at two o'clock with hour hand that forms a dynamic pointerFocusMe
FocusMe offers features similar to those found on Cold Turkey; however, FocusMe offers even more customization and harder-to-break controls.

Best Features
Users love FocusMe’s extremely detailed customization options. The app lets you block specific programs, block keyword phrases in internet searches and schedule breaks with reminders into your time blocks. Create your schedule, and it will automatically kick into gear when you boot up your computer; there’s no need to open the app to turn on the block. Once a block has started, you can’t turn it off, even if you restart your computer.

There’s no cheating with FocusMe!
This app is great for students looking to boost their grades. It even offers a special discount for the cash-strapped student to make it more affordable.
Users are also quick to highlight the incredible customer service FocusMe offers. Emailed inquiries are answered promptly and company reps are super-helpful.

Glaring Glitches
Some users complain that, while FocusMe offers an impressive array of customizable options, it can be difficult to learn your way around the app. Setup and installation can also take up a large chunk of time.

Also, there is no free version of FocusMe, and the cost of a subscription at $6.99 a month (or $2.50 per month if you commit to a full year) is a bit on the pricey side. You can also sign up for life by paying a one-time fee of $119.

Small green carton sapling sprouting in fertile soil over a green to yellow gradient backgroundForest
If you need visual motivation to keep you focused, this is the app for you. Forest takes the classic distraction-blocker app and turns it into a game with its unique interface and graphic design. The app isn’t free, but at $1.99, it’s extremely affordable.

Best Features
Every time you open the Forest app, you start planting a virtual tree. The tree will continue growing until you leave the app or complete your block. Once your timer is up, you’ll have a fully grown tree. The app will store a virtual forest of every tree you plant, serving as a great visual reminder of all the time you spend away from your phone. Become an expert “Forester,” by planting an entire forest!

This innovative app works by motivating the user to keep the Forest app open on their device. Once it’s open, all apps are blocked unless they have been white-listed by the user. While the user’s tree is growing, the app encourages the user to leave their phone alone and go do something productive, like catch up with family or get back to work.

Earn virtual coins for every tree you plant within the app and then spend them on real trees: Forest partners with Trees for the Future, an authentic tree-planting organization. To date, 535,815 trees have been planted through this unique arrangement. Instead of wasting time online, you can help make the world a more beautiful place.

Glaring Glitches
The app’s unique approach to distraction blocking is also its greatest disadvantage because it offers very little customization. There’s no way to plan built-in breaks, create a weekly schedule or even set a password for your block.

How they stack up

AppFree VersionStudent DiscountHigh CustomizationVisual Motivation
Cold TurkeyYesNoYesNo
FocusMeNoYesYesNo
ForestNoNoNoYes

Your Turn:
What’s your favorite distraction-blocker app? Tell us all about it in the comments!

Learn More:
focusme.com
alternativeto.net
cisdem.com
commonsenemedia.org
forestapp.cc

Messaging Apps

WhatsApp logo - WhatsApp text with dialog balloon filled with grass green fill color with white classic rotary phone handset icon in balloonWhatsApp
The Facebook-owned messaging app debuted in 2009 as a mobile alternative to Skype. Now, just a decade later, it has easily cornered the market with a user base topping one billion.

WhatsApp offers users an extensive platform for text and video messaging along with a brilliant, cellular-powered voice call feature, allowing users to connect from around the world. There’s no word or minute count with WhatsApp; the only limit is your data.

Best features
WhatsApp offers a simple, clear interface that’s easy to use and everything you’d expect from a messaging app; however, its best feature may actually be its popularity. With 1.5 billion users in more than 180 countries, it’s safe to assume the contact you’re messaging or calling is a WhatsApp user, too.

Aside from its broad reach and many convenient features, WhatsApp has distinguished itself from other messaging apps though its outstanding network connection, especially in picking up dropped calls.

Glaring glitches
The one feature missing on WhatsApp’s platform is the message self-destruct feature. Unless you connect to a third-party app like Kaboom, your WhatsApp messages are there to stay.

Some users also complain that WhatsApp calls don’t offer the clearest connection.
Viber logo - purple dialog balloon with a white classic rotary handset and the word "Viber" in white. "Connect. Freely" is written in purple print underneath the balloon.

Viber
With over 800 million users, Viber is easily WhatsApp’s biggest competitor. The messaging app created a name for itself by being the first of its kind to offer the ability to seamlessly transfer calls between mobile devices and desktop computers.

Best Features
The primary feature setting Viber apart is its high-bandwidth connections, which allow for HD-quality voice calls. There’s nothing tinny or fuzzy about a Viber call; it’s all crisp and clear. If you’ll be using your messaging app primarily for phone calls, this may be a deciding factor for you.

Viber’s huge selection of stickers to add to your messages is another outstanding feature that is a favorite with the younger crowd.

The app also offers self-destructing messages that delete after a predetermined amount of time for added privacy.

Glaring Glitches
Viber has a rich interface that many users find cluttered and complicated. The vast library of stickers can also be overwhelming, not to mention further complicating the interface. If you like your apps clean and simple, this issue may really annoy you.
Viber’s smaller user base, (1.1 billion users) is another negative point of the app. Like WhatsApp, Viber allows you to call Viber users all over the world at no cost. But, if you want to use the app to call a non-Viber user, you’ll have to pay a small fee.

How they stack up

App NameNumber of UsersMessage Self-DestructClean InterfaceClear Connections
WhatsApp1.5 billion as of 2019NoYesNo
Viber1.1 billion as of 2019YesNoYes

Your Turn:
Are you a WhatsApp addict, or do you prefer Viber? A dark horse third option, perhaps? Tell us about it in the comments.

Learn More:
pcmag.com
webwise.ie
whatsapp.com
viber.com

5 Apps To Download Before The Holiday Shopping Season

Before you start making your lists and checking them twice, check out our list of free apps that can help you save boatloads of money and stress this holiday season. It just may make holiday shopping fun again!

The Coupons App
Look up deals, coupons and special online promo codes from over 100,000 retailers on this nifty, free app. You can also find thousands of exclusive deals and offers at local chains and restaurants; sign up for alerts so you can be the first to know when your favorite stores and eateries are holding sale events or offers and get calendar reminders when your saved coupons are about to expire. Sign up now to find out why millions of happy users have trusted The Coupons App to help them save more since 2008.


Shopular
Another favorite coupon app, Shopular, gives you the latest scoop on deals and coupons as well as location-based notifications. The app prides itself on getting you the best price wherever you are, and will alert you to a retailer’s trending deals as soon as you walk into the store. Redeem coupons and deals on your phone, and join the Shopular community to share savings tips and tricks with thousands of cost-conscious shoppers.

 


Santa’s Bag
Kick off your holiday shopping this Black Friday with Santa’s Bag, a handy Christmas gift list app. This free app allows you to create and store your lists, monitor your holiday budget, track your purchases and count down the days remaining until Christmas. Never forget a gift or go over budget again with this popular ad-free app!

 

 


Price Cruncher
Love saving on gifts but hate the math it takes to figure out which deals are worthwhile? Try Price Cruncher, the app that does the dirty work for you. For a one-time fee of just $1, Price Cruncher compares different sales to let you know which is actually the better deal; helps you calculate the price per product when purchasing items in bulk and tells you what the final price of a for-sale item will be after all discounts and coupons are applied. Use the app’s integrated shopping list for an all-in-one experience that makes shopping easy!


Slice
If you hate elbowing your way through crowded shopping malls and you do most of your holiday shopping online, this is the one for you! Slice will organize all the receipts that land in your inbox and track your packages so you know exactly how much you’ve spent. The app will remind you of Groupons and other deals or coupons you might want to use based on your online spending habits, and will also send you alerts about price adjustments for products you’ve been searching for. Best of all, the app safely stores all of the order numbers, tracking information and descriptions of your purchases so you can easily pull them up when you want to check an order’s status or delivery time. No more digging through dozens of emails to find out when that gift will arrive on your doorstep!


Download these apps and start saving on your holiday shopping today!

Your Turn:
What’s your favorite shopping app? Tell us about it in the comments!

Learn More:
nerdwallet.com
shopular.com
paypath.com
slice.com
thecouponsapp.com

 

Note-Taking Apps

You aren’t seriously still scribbling your to-do list on plain paper, are you? Get with the times and choose one of these popular note-taking apps to help you do the job. Your scrawls will never be the same.

EverNote logo, stylized elephant head on white backgroundEvernote
Stop misplacing your to-do lists by moving all your notes to the cloud with Evernote. This note-taking app is a favorite among 200 million users worldwide, thanks to its impressive array of features.

Evernote’s incredible versatility appeals to all kinds of note takers. If you’re the fastidious type, you’ll love Evernote’s notebooks, which allow you to group your thoughts into 250 self-divided categories. You’ll also rejoice in the tagging feature, which lets you sort notes, crosslink them and insert your own checklists and tables into your notes.

Are you more of a verbal sort? Get your thoughts on file using Evernote’s audio recording feature, which is available for both desktop and mobile.

If your note-taking involves lots of research, use the app’s web clipper to attach any link.

Evernote makes collaboration easy, with the option to share notebooks via email and a handy chat feature for live communication.

Evernote has three different plan options. The Basic plan is free, but places bandwidth limits on monthly uploads and can be insufficient for some users. Subscriptions to paid plans start at $3.99/month and go up to $7.99/month, with significant savings offered for a full year’s commitment.

Best Features: While Evernote has many distinctive features, the software really shines with its notebooks and note tags, making organizing your thoughts a breeze. Another nifty feature, called optical character recognition (OCR), sets Evernote apart by allowing you to search for text in both your written notes and inside of images.

Glaring Glitches: Evernote features fall short by lacking a built-in video note capability. There’s also a monthly bandwidth limit of 60MB of uploads a month on the free version and a 250 cap on the number of notebooks you can open on the app. Another downfall is the lack of an ink-to-text conversion feature.

Evernote is a somewhat clunky piece of software with lots going on. New users will need to invest a good chunk of time learning their way around the app before they can start creating, saving and sharing notes.

 

OneNote logo File folder icon with N on purple backgroundOneNote
Microsoft’s contribution to the world of note-taking tools comes close to Evernote’s versatility and convenience, even topping it in some areas.

The app allows you to create and store text notes, voice notes, pictures and more. Unlike Evernote, OneNote includes a video note feature. You can also create as many notebooks as you’d like—or at least until you run out of storage space. OneNote integrates seamlessly with most voice-recognition software, so you can speak and let the app transcribe your notes for you. You can even have the app change “ink” notes, such as a handwritten note or even an entire whiteboard of notes, into plain text.

Like Evernote, OneNote allows you to clip web pages using a browser add-on tool for assistance in compiling research. Unlike Evernote, though, the app also allows almost unlimited flexibility when creating your notes, including rich formatting options and the ability to add diagrams, scribbles and more. You can also share notes directly from the application, choosing to share them via email or by creating links.

Best Features: Unless you want to pair the software with Microsoft’s Office 365, OneNote is completely free. As another plus, OneNote allows you to organize your notes in any way you’d like, exactly as you’d be able to do with an actual paper notebook.

Glaring Glitches: OneNote’s biggest shortcoming is its lack of at-rest encryption for consumer accounts. This means that anyone who gains access to the cloud server can access your notes without an encryption key. This can be worrisome for anyone who’d rather keep their private notes private.

Some users also complain about OneNote’s basic functionality, claiming it constantly crashes, does not sync properly and consequently causes users to lose their precious notes.

 

Google Keep logo, white lightbulb on goldenrod fieldGoogle Keep
Google’s digital notebook, Google Keep, is miles behind Evernote and OneNote in available features, but it still deserves recognition for what it is: a completely free note-taking tool that does its job well.

You won’t find a plethora of formatting tools and organizational features, like notebooks, on Google Keep, but the app offers unlimited notes that won’t eat up your Google Drive space. The notes themselves do have a 20,000-character limit, which comes to approximately 4,000 words. There’s also no ink-to-text conversion capability.

Google Keep is not completely without fun features. You can use the app to create bulleted lists; attach reminders to notes; add “collaborators” to notes and assign them tasks; add images and drawings using a pen tool and label notes to sort them.

You can also utilize the Chrome extension embedded in the app to clip web content; however, you’re limited to clipping select text and images. Google Keep integrates with all of Google Suite, so you can import your notes directly to Google Docs, Sheets and more.

One of the best features you’ll find on Google Keep is the ability to dictate notes and allow the app to transcribe them for you. Since Google’s speech recognition software is considered better than average, you’re more likely to be satisfied with the results than frustrated.

Best Features: The no-frills app is simple and can be learned and operated in just a few minutes.

Glaring Glitches: Since Google Keep’s notes are uber-simplistic, there are almost no formatting options at all.

But most concerning is Google’s notorious lack of security. Since Google’s main revenue stream is advertising, the company’s practices of scraping information from search histories and email content to compile data used for target marketing is fairly common knowledge. While Google has not confessed to doing the same with information stored on Google Keep, it’s not that far of a stretch from its current practices. If this sounds worrying to you, you may want to give Google Keep a miss.

 

How they stack up

App NameGenerous Free VersionVideo NotesInk-to -Text ConversionEasy to LearnSecurity Issues
EvernoteNoNoNoNoNo
OneNoteYesYesYesNoYes
Google KeepYesNoNoYesYes

 

Your Turn:
What’s your favorite note-taking app? Tell us about it in the comments!

 

SOURCES:

https://evernote.com/

https://www.cloudwards.net/evernote-vs-onenote/

https://www.cloudwards.net/evernote-review/

https://www.cloudwards.net/google-keep-review/

https://beebom.com/evernote-alternatives/

https://www.cloudwards.net/onenote-review/

https://www.onenote.com

Gas Price And Station Apps

Don’t hit the brakes on your summer road trip plans just because of sticker shock at the pump. Use these gasoline pricing apps to help you find the cheapest nearby options, keeping your budget on full all summer long!

GasBuddy logo1.) GasBuddy
This highly rated app is a favorite among 70 million users for good reason. GasBuddy allows you to search for gas stations near any ZIP code or city and then finds you the station with the cheapest gasoline. You can filter the options the app brings up by brand, price or location. You can also search for gas stations that have additional features, like restrooms, eateries and car washes.

  • Best features
    GasBuddy takes its mission of saving you money very seriously. Sign up for the app’s loyalty program and you can save $0.15/gallon for your first pump and $0.05/gallon on every subsequent refuel. Enjoy additional perks by reporting price changes to help the app keep its information current. You can also sign up for daily alerts about price drops–and hikes–in your area.

    The cost-free app also allows you to search according to very specific criteria, including the type of gas you need, such as diesel or premium unleaded. This can save you a frustrating trip to a gas station that can’t actually help you fill ‘er up.

  • Glaring glitches
    GasBuddy depends on user input to maintain its accuracy, but correcting price listings on the app can be tedious. Of course, you can ignore all the app’s mistakes, but then you’ll only be contributing to its inaccuracy.

Gas Guru logo2.) GasGuru

GasGuru offers users a more streamlined interface than similar apps. Data is plucked off the Oil Price Information Service instead of being shared by users, so you don’t have to bother with updating gas prices after you pull into a station. The free app offers a super-comprehensive list of gas stations near your current location and places you often visit so you can determine whether it’s cheaper to fill up near your home or your workplace. Filter your search by fuel type and look up eateries, repair shops and more on the app.

  • Best Features
    Say you’re out of town on a business trip and you need to refuel. You find the best-priced gas station in the area that meets your needs, but you have no idea how to get there! GasGuru makes it simple with an automatic navigation option. Just hit the “Get Directions” icon near a listed gas station and the app instantly launches Google Maps to show the way. Also, GasGuru uses just 3MB while still offering a fantastic interface. Contrast this with other gas apps’ 20-30MB and you’ve got one small, but super-powerful app.
  • Glaring Glitches
    Despite its more professional approach toward obtaining gas prices, users complain that GasGuru’s listed prices are more often inaccurate than accurate. Another annoying aspect of the app is the fact that you can only view one category of locations at a time. Also, some users dislike the fact that GasGuru will not specify if the listed prices refer to cash or credit payments at the pump.

Waze logo3.) Waze
Yes, the app that has helped you get from point A to point B without getting lost more times than you can count is also a great resource for finding the cheapest gas. Just hit the Settings icon on the app, and then tap the Gas Stations option. You can now select a gas station brand or a type of gas you’d like to search for, and then sort your search by price, distance or brand. Of course, once you’ve found the station you want to use, Waze will show you how to get there as quickly as possible. Prices are updated constantly and are consistently accurate. Some stations even offer a “Waze-only” deal on their prices for users of the popular navigation app.

  • Best Features
    Waze makes it super-easy to find the gas station with the best price at the best location. As soon as you hit the search button, it’ll show you a list of nearby gas stations with the exact amount of minutes each choice is off your route. Pricing is also easy to see at a glance; Waze color-codes its list of stations so you can easily compare prices.
  • Glaring Glitches
    Waze keeps itself going with ads for eateries, coffee shops and all kinds of attractions you happen to be passing on your way to your destination. Some users find these ads to be incredibly intrusive.

How they stack up

AppSpecial DealsUser DependentConsistently AccurateBuilt-In Navigation
GasBuddyYesYesYesYes
Gas GuruNoNoNoNo
WazeYesNoYesYes

Your Turn:
What’s your favorite gasoline price finder app? Tell us about it in the comments!

SOURCES:
https://www.moneycrashers.com/best-iphone-apps-cheap-local-gas-prices/

https://electronics.howstuffworks.com/gadgets/automotive/5-iphone-car-apps2.htm

https://www.thebalance.com/best-apps-for-cheap-gas-4153833

https://www.slant.co/questions/1538

Four Apps To Help You Master Your Spring Cleaning

Our Home logo1. OurHome
If your kids are old enough to do their part in making your home spotlessly clean, you need to download this free app. OurHome makes sharing spring cleaning chores easy! You can assign tasks to your kids, set deadlines for when you want jobs done and reward your kids with points once they’ve completed a chore. Let your kids cash in their points for their reward of choice, like a new toy, a trip to an amusement park or even a cost-free privilege, like choosing the family’s dinner menu for a week.

Sync every family member’s device with your OurHome app to unlock its full power. You’ll be able to send messages to your kids, check up on their progress and set helpful chore reminders.

 

Snupps logo2. Snupps
Spring-cleaning your way through your house gives you the perfect opportunity to take stock of everything you own. The Snupps app makes it easy. You can upload pictures of every item in your home, create virtual shelves on the app and organize your stuff by category. Plus, you can make money while spring cleaning by selling any item you don’t need through the app. It’s like selling your stuff in a virtual yard sale!

 

Home Routines logo3. Home Routines
Do you find it overwhelming to keep track of all you need to clean? Home Routines makes it simple! For a one-time $5 fee, you can download the app and start organizing your chores. Create detailed checklists, assign tasks to days of the week and set alerts to remind you what needs to get done. From there, you’ll be able to easily track your progress. And, if you need more motivation, set the in-app timer and try to beat your own goal.

The app divides your cleaning lists into Focus Zones. You can customize this feature by adding rooms and chores to each zone. Then, choose a different zone for each day or have a zone appear only once a month. You can also set the app to remind you to complete specific tasks or clean certain zones at predetermined times. For example, you can have the app remind you to scrub the counters each night, wash the windows every other week and dust your light fixtures once a month.

 

Do! logo4. Do!
If you like to have a good, old-fashioned, paper to-do list, you’ll love this app. Do! gives you the look and feel of a paper list with realistic paper and pen sound effects. You can easily view your list and even download a widget to your device for seeing the day’s tasks at a glance. Use the app’s color-coding system to keep things organized and check off tasks as you go. The app is free with an in-app purchase and just $1.99 for the premium, ad-free version.

Let these super-convenient apps help you make your home shine this spring.

Your Turn:
What’s your favorite spring cleaning app? Tell us about it in the comments!

SOURCES:

https://en.softonic.com/solutions/what-are-the-best-apps-for-spring-cleaning

https://www.google.com/amp/s/www.cnet.com/google-amp/news/best-apps-to-help-prepare-for-spring-cleaning-2019/

https://www.lifewire.com/best-house-cleaning-apps-4587232

Cash-Transfer Apps

Met up with some friends for coffee and then realize you’ve left your wallet at home? Relax; you can still pay your way! Let your buddy pay for you and then grab your phone. Choose an app, thumb out the amount you owe and send it over to a friend. Payback, done!

The app market is full of cash-transfer apps that help you pay up on borrowed funds or collect money that’s owed to you. While each of these apps serves the same function, there are differences when it comes to their accessibility, speed, transfer limits and more. Also, while every service is compliant with the Payment Card Industry Data Security Standard Level 1, some have vulnerabilities you may not be aware of.

Let’s take a look at some of the most popular peer-to-peer (P2P) payment apps on the market.

Google Pay logoGoogle Pay

Formerly Google Wallet, Google Pay offers wide accessibility, generous limits on transfers and the ability to store money in the app.

Accessibility: Download the Google Pay app, link a debit card or a checking account and you’re ready to send money to any email address. And some merchants allow you to use Near-Field Communication (NFC) features to pay for purchases with the funds in your Google account. But take note: There’s no way to use Google Pay with a credit card.

Fees: Sending money with your Google Pay balance or a linked checking account is completely free. If you’re paying with a debit card, though, you’ll cough up a 2.9 percent fee to transfer money.

Limits: $10,000 for each individual transaction, and a $10,000 cap per 7-day period.

Security: Google Pay uses the latest technology to keep its service safe, including PINs, passwords, fingerprint recognition and even retina-scanning screen locks.

Speed: Google Pay transfers take 2-3 business days to clear; transfers from linked accounts can take up to 10 days.

PayPal logoPayPal

PayPal stands above the pack as the pioneering cash-transfer service, and it’s the one with the widest reach.

Accessibility: With more than 26 currencies and 200 countries supported in its system, your money goes furthest with PayPal. Lots of vendors accept PayPal as well. You can send money to anyone by entering their email address or mobile phone number, but the recipient won’t be able to access the funds unless they sign up for PayPal.

Fees: PayPal won’t charge you to move money from your PayPal account or with funds in a linked checking account. Otherwise, you’ll pay 2.9 percent for every transaction, plus a $.030 fee for using a debit or credit card. There are more fees for out-of-country transfers, which vary by location.

Limits: $10,000 for each individual transaction; no limits on the total sent per verified account.

Security: PayPal’s popularity has spawned dozens of hacks. Beware of suspicious emails appearing to be from PayPal.

Speed: PayPal transfers from linked accounts or cards usually take 3-4 business days to clear. If you send money from one PayPal account to another, the transfer will happen instantly.

Square cash logo, bright green round corner square with a dollar sign in the middleSquare Cash

Square Cash prides itself on being super-accessible. There’s no need for both users to have a Square Cash account— and all you need is an email address and a debit card number.

Accessibility: This app makes cash transfers almost effortless. You can set up your own URL, or a “$Cashtag” for accepting payments and sending money with an email address or Snapchat account.

Fees: If you use a debit card or a linked account for your money transfer, Square Cash is free. For business purposes, or to use a credit card, you’ll pay 3% per transaction.

Limits: $250 weekly for unverified accounts; $2,500 weekly for verified accounts. $1,000 receiving limit for unverified accounts; no cap on funds received for verified accounts.

Security: Square Cash allows you to discover nearby users using Bluetooth technology so you’re sure your money is going to the right recipient. A big vulnerability with Square Cash, though, is that anyone with access to your email also has access to your debit card.

Speed: Your initial Square Cash transfers can take up to 2 business days to clear. Once your card is on file, the money can move within 24 hours. For instant transfers,there’s a 1.5% fee.

Venmo logo, white "v" on medium blue circle backgroundVenmo

Venmo offers a social networking platform and cash-transfer app rolled into one. Look up where your friends are shopping, “like” their purchases and comment on the stuff they’ve bought.

Accessibility: You can sync your Facebook account and phone contacts to see who among them is a Venmo user. “Venmo” money with an email address or phone number—but only to friends who also have the app.

Fees: Sending funds from your Venmo account, a linked financial account or with a major debit card is free. For credit cards and non-major debit cards, there’s a 3% fee.

Limits: $299.99 for unverified accounts, $2,999.99 for verified accounts.

Security: Every transaction you make on Venmo becomes public information. You’ll need to adjust your privacy settings to make that information private.

Speed: Venmo transfers take 1-3 business days to clear. For instant transfers of any size, Venmo charges a flat $0.25 fee.

Your Turn: What’s your favorite cash-transfer app? Tell us all about it in the comments!

SOURCES:
https://www.thesimpledollar.com/best-apps-to-send-money/

https://www.wired.com/story/venmo-alternatives/

https://www.lifehacker.com/money-transfer-showdown-square-cash-vs-venmo-vs-payp-1752058723/amp

https://www.google.com/amp/s/www.thepennyhoarder.com/smart-money/free-money-transfer-apps/amp/

Review – Cloud Storage Apps

With the incredible convenience of today’s cloud storage services, you never have to lose your files again.

But with so many free cloud storage apps, the choices can be confusing. Let’s take a look at some of the most popular cloud storage services on the market.

Google Drive
Google Drive is already integrated with all Android devices, making it the natural choice for Android owners. The app also syncs automatically with Google’s G-Suite, so if you’re a Google fan, it’s easiest to go with their cloud storage. Download the companion app, Google Photos, onto your mobile device, and you’ll be able to store high-def photos in the cloud as well.

Best Features
Google Drive offers 15GB of free storage space, the most generous amount of all cloud storage apps. The total storage is distributed across all your Google services, like Gmail and Google+Photos, but you can choose how to split the 15GB to best suit your needs.

Folders and files are super-easy to share on Google Drive via email or link. You can choose to send view-only files or allow for edits and comments, making teamwork almost effortless. Google Drive will also store all deleted files in the “Trash” until you empty the bin.

Glaring Glitches
Users complain that Google Drive’s web interface isn’t the best, and it can be difficult to use.

Pricing

  • 15GB: Free.
  • 100GB: $1.99/month
  • 200GB: $2.99/month
  • 2TB:$9.99/month
  • 10TB:$99.99/month
  • 30TB:$299.99/month

OneDrive
Microsoft’s OneDrive integrates directly with Windows without the assistance of any additional apps. It’s the easiest storage solution for Microsoft Office users.

With some companion apps, OneDrive will work even harder for you. Download Microsoft’s Photo app, and you’ll be able to use OneDrive to sync pictures across all your devices. You can also install a desktop program to seamlessly transfer all kinds of folders and files to OneDrive and make them accessible from a mobile device.

OneDrive’s mobile app is available for Android, iOS and Windows Phone.

Best Features
OneDrive’s outstanding feature is its file restoration, which keeps all your files until you’ve deleted them twice, a big plus for click-happy users who often mistakenly delete important files.

OneDrive also allows you to share folders and files with non-registered users. You can choose to allow others to edit your files or to view-only.

Glaring Glitches
The 5GB of storage space in OneDrive’s free version can be tight if you’ve got large files to upload. Users also complain that the OneDrive app is clumsy and inefficient.

Pricing

  • 5GB: Free
  • 50GB: $3/month
  • 1TB: $8/month
  • 5TB: $11/month

Apple iCloud logo, white cloud silhoueet on radiused corner box that ranges from dark blue at the top to lighter blue at the bottomApple iCloud
Apple’s iCloud is competitively priced and integrates seamlessly across all Apple platforms.

Best Features
The Mac Finder app automatically integrates iCloud Drive and allows you to store all kinds of files in the cloud. All documents created in the iWork office suite will be saved to iCloud and can be synced across all your devices.

If you use Windows for work, but you own an Apple device, iCloud Drive will allow you to sync your Windows files so you can access them wherever you are. iCloud also allows you to restore deleted files for up to 30 days after deletion.

Glaring Glitches
With only 5GB of storage, iCloud’s free service might not be sufficient for your needs.

Pricing

  • 5GB: Free
  • 50GB: $0.99/month
  • 200GB: $2.99/month
  • 2TB for $9.99/month

Dropbox
Dropbox is one of the most popular cloud storage services on the market, offering a modest 2GB of free memory with ways to upgrade at no cost by referring other users. Deleted files are saved in the cloud for 3 days, so most mistaken deletions can be easily recovered.

Best Features
Dropbox is super-popular, largely due to its simplicity and ease of use. File uploads happen faster than most free cloud storage services and Dropbox Paper, the document collaboration technology on Dropbox, gives users a genuine feel of workplace collaboration. The app’s powerful file-search tool adds to its all-around convenience.

Glaring Glitches
Dropbox’s free version offers a tight 2GB of storage space.

Pricing
Dropbox offers a wide range of options for both private users and business owners who need shared storage space for multiple users.

  • 2GB: Free
  • 1 TB, 30-day history tracking, Office 365 integration: $9.99/month
  • 2 TB, 120-day history tracking, custom branding and analytics: $19.99/month
  • 3TB, account transfer tools, shared team folder: $15/month/user
  • Unlimited storage space, all Dropbox features: $20/month/user

How they stack up

App                     Free Storage     Easy to Use     File Restoration (30 days)
Google Drive       15GB                         No                     Yes
OneDrive             5GB                          No                      Yes
iCloud                  5GB                          Yes                     No
Dropbox              2GB                          Yes                      No

Your Turn:
What’s your favorite cloud storage service? Tell us all about it in the comments!

SOURCES:
https://www.google.com/amp/s/www.techradar.com/amp/news/the-best-cloud-storage

https://productivityland.com/lists/best-free-cloud-storage/

https://www.lifewire.com/free-cloud-storage-1356638

Website Review – ItsWorthMore.com

it's worth more logo, composed of lowercase san-serif orange "i", grey "w" & light green "m" that interlockWith the holiday season behind us, many of us are looking at a pile of old electronics or personal devices that we no longer use. We may have gotten some expensive gifts this year, treated ourselves to a newer phone in honor of the holidays or simply replaced an older model with a newer one. And now, we’re probably wondering what to do with our older electronics.

Why not make money off your unused device by selling it on a used-electronics marketplace like ItsWorthMore.com? You’ll pad your pockets and give someone else a chance to own a new-to-them device at the same time.

Start by logging onto ItsWorthMore.com and filling in the relevant details about your device. You’ll be given an estimated quote for your device along with instructions for sending it in to the company. When they receive your merchandise, they will have it carefully inspected by a team of experts and grade it according to appearance and functionality. They will then pay you via PayPal for your device based on its determined worth. It’s that simple!

You will then be free to use that money to add some room to your budget or to fluff up your savings account at Advantage One. If you’d like to use the cash to purchase an upgraded device, you’ll find an entire selection of inexpensive, refurbished, high-quality phones, smart watches and tablets on ItsWorthMore.com. Somebody else’s discarded device can be your upgraded phone!

It’s Worth More offers:

  • Customer service guarantees
  • Free shipping on all devices
  • Quality inspections on your device
  • Warranties on purchased devices
  • Information and help every step of the way

Sellers on It’s Worth More claim the site is extremely easy to use and that the payment process for used devices is fair, quick and efficient.

If you’re looking for a way to put some extra cash into your wallet after an expensive holiday season, consider selling your old devices on ItsWorthMore.com. You might get more than you bargained for!

Your Turn:
Have you sold your old devices? Share your experience with us in the comments.

SOURCES:

https://www.google.com/amp/s/www.sitejabber.com/reviews/itsworthmore.com/amp

https://www.itsworthmore.com/about

https://www.itsworthmore.com/sell?gclid=CjwKCAjwx7DeBRBJEiwA9MeX_JJIxe3JaVBWWrfMfiMcAXiQqljbHCvWQXoXynn8_6LKgHGr90Pq4xoC7zQQAvD_BwE

https://www.google.com/amp/s/www.resellerratings.com/amp/store/Its_Worth_More_8