Four Apps To Help You Master Your Spring Cleaning

Our Home logo1. OurHome
If your kids are old enough to do their part in making your home spotlessly clean, you need to download this free app. OurHome makes sharing spring cleaning chores easy! You can assign tasks to your kids, set deadlines for when you want jobs done and reward your kids with points once they’ve completed a chore. Let your kids cash in their points for their reward of choice, like a new toy, a trip to an amusement park or even a cost-free privilege, like choosing the family’s dinner menu for a week.

Sync every family member’s device with your OurHome app to unlock its full power. You’ll be able to send messages to your kids, check up on their progress and set helpful chore reminders.

 

Snupps logo2. Snupps
Spring-cleaning your way through your house gives you the perfect opportunity to take stock of everything you own. The Snupps app makes it easy. You can upload pictures of every item in your home, create virtual shelves on the app and organize your stuff by category. Plus, you can make money while spring cleaning by selling any item you don’t need through the app. It’s like selling your stuff in a virtual yard sale!

 

Home Routines logo3. Home Routines
Do you find it overwhelming to keep track of all you need to clean? Home Routines makes it simple! For a one-time $5 fee, you can download the app and start organizing your chores. Create detailed checklists, assign tasks to days of the week and set alerts to remind you what needs to get done. From there, you’ll be able to easily track your progress. And, if you need more motivation, set the in-app timer and try to beat your own goal.

The app divides your cleaning lists into Focus Zones. You can customize this feature by adding rooms and chores to each zone. Then, choose a different zone for each day or have a zone appear only once a month. You can also set the app to remind you to complete specific tasks or clean certain zones at predetermined times. For example, you can have the app remind you to scrub the counters each night, wash the windows every other week and dust your light fixtures once a month.

 

Do! logo4. Do!
If you like to have a good, old-fashioned, paper to-do list, you’ll love this app. Do! gives you the look and feel of a paper list with realistic paper and pen sound effects. You can easily view your list and even download a widget to your device for seeing the day’s tasks at a glance. Use the app’s color-coding system to keep things organized and check off tasks as you go. The app is free with an in-app purchase and just $1.99 for the premium, ad-free version.

Let these super-convenient apps help you make your home shine this spring.

Your Turn:
What’s your favorite spring cleaning app? Tell us about it in the comments!

SOURCES:

https://en.softonic.com/solutions/what-are-the-best-apps-for-spring-cleaning

https://www.google.com/amp/s/www.cnet.com/google-amp/news/best-apps-to-help-prepare-for-spring-cleaning-2019/

https://www.lifewire.com/best-house-cleaning-apps-4587232

Cash-Transfer Apps

Met up with some friends for coffee and then realize you’ve left your wallet at home? Relax; you can still pay your way! Let your buddy pay for you and then grab your phone. Choose an app, thumb out the amount you owe and send it over to a friend. Payback, done!

The app market is full of cash-transfer apps that help you pay up on borrowed funds or collect money that’s owed to you. While each of these apps serves the same function, there are differences when it comes to their accessibility, speed, transfer limits and more. Also, while every service is compliant with the Payment Card Industry Data Security Standard Level 1, some have vulnerabilities you may not be aware of.

Let’s take a look at some of the most popular peer-to-peer (P2P) payment apps on the market.

Google Pay logoGoogle Pay

Formerly Google Wallet, Google Pay offers wide accessibility, generous limits on transfers and the ability to store money in the app.

Accessibility: Download the Google Pay app, link a debit card or a checking account and you’re ready to send money to any email address. And some merchants allow you to use Near-Field Communication (NFC) features to pay for purchases with the funds in your Google account. But take note: There’s no way to use Google Pay with a credit card.

Fees: Sending money with your Google Pay balance or a linked checking account is completely free. If you’re paying with a debit card, though, you’ll cough up a 2.9 percent fee to transfer money.

Limits: $10,000 for each individual transaction, and a $10,000 cap per 7-day period.

Security: Google Pay uses the latest technology to keep its service safe, including PINs, passwords, fingerprint recognition and even retina-scanning screen locks.

Speed: Google Pay transfers take 2-3 business days to clear; transfers from linked accounts can take up to 10 days.

PayPal logoPayPal

PayPal stands above the pack as the pioneering cash-transfer service, and it’s the one with the widest reach.

Accessibility: With more than 26 currencies and 200 countries supported in its system, your money goes furthest with PayPal. Lots of vendors accept PayPal as well. You can send money to anyone by entering their email address or mobile phone number, but the recipient won’t be able to access the funds unless they sign up for PayPal.

Fees: PayPal won’t charge you to move money from your PayPal account or with funds in a linked checking account. Otherwise, you’ll pay 2.9 percent for every transaction, plus a $.030 fee for using a debit or credit card. There are more fees for out-of-country transfers, which vary by location.

Limits: $10,000 for each individual transaction; no limits on the total sent per verified account.

Security: PayPal’s popularity has spawned dozens of hacks. Beware of suspicious emails appearing to be from PayPal.

Speed: PayPal transfers from linked accounts or cards usually take 3-4 business days to clear. If you send money from one PayPal account to another, the transfer will happen instantly.

Square cash logo, bright green round corner square with a dollar sign in the middleSquare Cash

Square Cash prides itself on being super-accessible. There’s no need for both users to have a Square Cash account— and all you need is an email address and a debit card number.

Accessibility: This app makes cash transfers almost effortless. You can set up your own URL, or a “$Cashtag” for accepting payments and sending money with an email address or Snapchat account.

Fees: If you use a debit card or a linked account for your money transfer, Square Cash is free. For business purposes, or to use a credit card, you’ll pay 3% per transaction.

Limits: $250 weekly for unverified accounts; $2,500 weekly for verified accounts. $1,000 receiving limit for unverified accounts; no cap on funds received for verified accounts.

Security: Square Cash allows you to discover nearby users using Bluetooth technology so you’re sure your money is going to the right recipient. A big vulnerability with Square Cash, though, is that anyone with access to your email also has access to your debit card.

Speed: Your initial Square Cash transfers can take up to 2 business days to clear. Once your card is on file, the money can move within 24 hours. For instant transfers,there’s a 1.5% fee.

Venmo logo, white "v" on medium blue circle backgroundVenmo

Venmo offers a social networking platform and cash-transfer app rolled into one. Look up where your friends are shopping, “like” their purchases and comment on the stuff they’ve bought.

Accessibility: You can sync your Facebook account and phone contacts to see who among them is a Venmo user. “Venmo” money with an email address or phone number—but only to friends who also have the app.

Fees: Sending funds from your Venmo account, a linked financial account or with a major debit card is free. For credit cards and non-major debit cards, there’s a 3% fee.

Limits: $299.99 for unverified accounts, $2,999.99 for verified accounts.

Security: Every transaction you make on Venmo becomes public information. You’ll need to adjust your privacy settings to make that information private.

Speed: Venmo transfers take 1-3 business days to clear. For instant transfers of any size, Venmo charges a flat $0.25 fee.

Your Turn: What’s your favorite cash-transfer app? Tell us all about it in the comments!

SOURCES:
https://www.thesimpledollar.com/best-apps-to-send-money/

https://www.wired.com/story/venmo-alternatives/

https://www.lifehacker.com/money-transfer-showdown-square-cash-vs-venmo-vs-payp-1752058723/amp

https://www.google.com/amp/s/www.thepennyhoarder.com/smart-money/free-money-transfer-apps/amp/

Review – Cloud Storage Apps

With the incredible convenience of today’s cloud storage services, you never have to lose your files again.

But with so many free cloud storage apps, the choices can be confusing. Let’s take a look at some of the most popular cloud storage services on the market.

Google Drive
Google Drive is already integrated with all Android devices, making it the natural choice for Android owners. The app also syncs automatically with Google’s G-Suite, so if you’re a Google fan, it’s easiest to go with their cloud storage. Download the companion app, Google Photos, onto your mobile device, and you’ll be able to store high-def photos in the cloud as well.

Best Features
Google Drive offers 15GB of free storage space, the most generous amount of all cloud storage apps. The total storage is distributed across all your Google services, like Gmail and Google+Photos, but you can choose how to split the 15GB to best suit your needs.

Folders and files are super-easy to share on Google Drive via email or link. You can choose to send view-only files or allow for edits and comments, making teamwork almost effortless. Google Drive will also store all deleted files in the “Trash” until you empty the bin.

Glaring Glitches
Users complain that Google Drive’s web interface isn’t the best, and it can be difficult to use.

Pricing

  • 15GB: Free.
  • 100GB: $1.99/month
  • 200GB: $2.99/month
  • 2TB:$9.99/month
  • 10TB:$99.99/month
  • 30TB:$299.99/month

OneDrive
Microsoft’s OneDrive integrates directly with Windows without the assistance of any additional apps. It’s the easiest storage solution for Microsoft Office users.

With some companion apps, OneDrive will work even harder for you. Download Microsoft’s Photo app, and you’ll be able to use OneDrive to sync pictures across all your devices. You can also install a desktop program to seamlessly transfer all kinds of folders and files to OneDrive and make them accessible from a mobile device.

OneDrive’s mobile app is available for Android, iOS and Windows Phone.

Best Features
OneDrive’s outstanding feature is its file restoration, which keeps all your files until you’ve deleted them twice, a big plus for click-happy users who often mistakenly delete important files.

OneDrive also allows you to share folders and files with non-registered users. You can choose to allow others to edit your files or to view-only.

Glaring Glitches
The 5GB of storage space in OneDrive’s free version can be tight if you’ve got large files to upload. Users also complain that the OneDrive app is clumsy and inefficient.

Pricing

  • 5GB: Free
  • 50GB: $3/month
  • 1TB: $8/month
  • 5TB: $11/month

Apple iCloud logo, white cloud silhoueet on radiused corner box that ranges from dark blue at the top to lighter blue at the bottomApple iCloud
Apple’s iCloud is competitively priced and integrates seamlessly across all Apple platforms.

Best Features
The Mac Finder app automatically integrates iCloud Drive and allows you to store all kinds of files in the cloud. All documents created in the iWork office suite will be saved to iCloud and can be synced across all your devices.

If you use Windows for work, but you own an Apple device, iCloud Drive will allow you to sync your Windows files so you can access them wherever you are. iCloud also allows you to restore deleted files for up to 30 days after deletion.

Glaring Glitches
With only 5GB of storage, iCloud’s free service might not be sufficient for your needs.

Pricing

  • 5GB: Free
  • 50GB: $0.99/month
  • 200GB: $2.99/month
  • 2TB for $9.99/month

Dropbox
Dropbox is one of the most popular cloud storage services on the market, offering a modest 2GB of free memory with ways to upgrade at no cost by referring other users. Deleted files are saved in the cloud for 3 days, so most mistaken deletions can be easily recovered.

Best Features
Dropbox is super-popular, largely due to its simplicity and ease of use. File uploads happen faster than most free cloud storage services and Dropbox Paper, the document collaboration technology on Dropbox, gives users a genuine feel of workplace collaboration. The app’s powerful file-search tool adds to its all-around convenience.

Glaring Glitches
Dropbox’s free version offers a tight 2GB of storage space.

Pricing
Dropbox offers a wide range of options for both private users and business owners who need shared storage space for multiple users.

  • 2GB: Free
  • 1 TB, 30-day history tracking, Office 365 integration: $9.99/month
  • 2 TB, 120-day history tracking, custom branding and analytics: $19.99/month
  • 3TB, account transfer tools, shared team folder: $15/month/user
  • Unlimited storage space, all Dropbox features: $20/month/user

How they stack up

App                     Free Storage     Easy to Use     File Restoration (30 days)
Google Drive       15GB                         No                     Yes
OneDrive             5GB                          No                      Yes
iCloud                  5GB                          Yes                     No
Dropbox              2GB                          Yes                      No

Your Turn:
What’s your favorite cloud storage service? Tell us all about it in the comments!

SOURCES:
https://www.google.com/amp/s/www.techradar.com/amp/news/the-best-cloud-storage

https://productivityland.com/lists/best-free-cloud-storage/

https://www.lifewire.com/free-cloud-storage-1356638

Website Review – ItsWorthMore.com

it's worth more logo, composed of lowercase san-serif orange "i", grey "w" & light green "m" that interlockWith the holiday season behind us, many of us are looking at a pile of old electronics or personal devices that we no longer use. We may have gotten some expensive gifts this year, treated ourselves to a newer phone in honor of the holidays or simply replaced an older model with a newer one. And now, we’re probably wondering what to do with our older electronics.

Why not make money off your unused device by selling it on a used-electronics marketplace like ItsWorthMore.com? You’ll pad your pockets and give someone else a chance to own a new-to-them device at the same time.

Start by logging onto ItsWorthMore.com and filling in the relevant details about your device. You’ll be given an estimated quote for your device along with instructions for sending it in to the company. When they receive your merchandise, they will have it carefully inspected by a team of experts and grade it according to appearance and functionality. They will then pay you via PayPal for your device based on its determined worth. It’s that simple!

You will then be free to use that money to add some room to your budget or to fluff up your savings account at Advantage One. If you’d like to use the cash to purchase an upgraded device, you’ll find an entire selection of inexpensive, refurbished, high-quality phones, smart watches and tablets on ItsWorthMore.com. Somebody else’s discarded device can be your upgraded phone!

It’s Worth More offers:

  • Customer service guarantees
  • Free shipping on all devices
  • Quality inspections on your device
  • Warranties on purchased devices
  • Information and help every step of the way

Sellers on It’s Worth More claim the site is extremely easy to use and that the payment process for used devices is fair, quick and efficient.

If you’re looking for a way to put some extra cash into your wallet after an expensive holiday season, consider selling your old devices on ItsWorthMore.com. You might get more than you bargained for!

Your Turn:
Have you sold your old devices? Share your experience with us in the comments.

SOURCES:

https://www.google.com/amp/s/www.sitejabber.com/reviews/itsworthmore.com/amp

https://www.itsworthmore.com/about

https://www.itsworthmore.com/sell?gclid=CjwKCAjwx7DeBRBJEiwA9MeX_JJIxe3JaVBWWrfMfiMcAXiQqljbHCvWQXoXynn8_6LKgHGr90Pq4xoC7zQQAvD_BwE

https://www.google.com/amp/s/www.resellerratings.com/amp/store/Its_Worth_More_8

4 Apps To Help You Keep Your New Year’s Resolutions

It’s a new year and a new you!

If you’re like most Americans, your New Year’s resolutions include cleaning up your finances, losing weight or getting into better shape and kicking some bad habits. It’s also likely, though, that your resolutions are almost identical every year.

Make 2019 the year those resolutions actually last by using one or all of these super-helpful apps to keep you on track.

Caoch.me blue and white logo1.) Coach.me
Do you feel like you need ongoing motivation to keep you working toward your goals? Then look no further than Coach.me! This free app is just like having an inspirational speaker, life coach and personal trainer inside your phone. Coach.me lets you set any goal and then share your progress with an entire supportive community. You’ll be encouraged to stick to your resolutions, cheered on as you reach your targets and pushed to pick yourself up when you fall. The app also lets you hire an actual life coach if you want one-on-one motivation.

Try Coach.me. It’s the perfect tool for making those resolutions stick!

Blue My Fitness Pal logo, white silhouette of woman performing plie under white interlock "UA" Under Armor logo2.) MyFitnessPal
Shed those pounds for good this year with MyFitnessPal! The weight-loss app boasts a database of nutritional stats for more than 5 million foods and allows you to scan the barcodes of packaged foods to get the information, thus making calorie-counting a breeze. You can also track your energy output with MyFitnessPal’s step-counting feature or sync it with another exercise app like Fitbit or Jawbone. The massively popular app offers a free option, or you can choose to shell out $9.99 a month to unlock additional features.

Get fit in 2019 with MyFitnessPal!

HabitBull logo consisting of a coral colored rounded square with white silhouette of a longhorn bull's head3.) HabitBull
Do you have a bad habit you need to kick? Let HabitBull help you make it happen! Whether your habit is harmless and annoying, like nail-biting, or dangerous and expensive, like smoking, the app will track your progress and celebrate your successes until you’ve shown that habit the door. If going cold turkey on a bad habit scares you, you can take it in small steps. The app isn’t limited to yes-or-no questions, and it also allows you to track data, like “number of drinks today,” so you can work at your own pace.

Download HabitBull today and get started shaking those habits for good!

Happify logo consisting of a multi-color ring around an orange, lower-case, san-serif h.4.) Happify
Have you resolved to be happier and more positive in 2019? Download this app to make it happen! Happify will help you beat the winter doldrums, and lead a more joyous and optimistic life, by giving you a daily happiness boost. After signing up, you’ll be asked to fill out a short questionnaire about your personal stressors and downers. The app will then give you a daily list of science-based activities and tasks that are guaranteed to help you lose the stress for turning that frown upside down.

Make 2019 a happy year with Happify!

Your Turn:
Are you using any apps to help you stick to your New Year’s resolutions? Share them with us in the comments below.

SOURCES:
https://www.google.com/amp/s/www.cbsnews.com/amp/pictures/apps-to-help-you-keep-your-new-years-resolutions/

https://www.pcmag.com/feature/330773/apps-to-help-you-keep-your-new-year-s-resolutions

https://www.realsimple.com/work-life/technology/new-years-resolution-app

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