Give your credit its annual review by ordering your free annual report from Annualcreditreport.com. Check your score and read through the report carefully to see if there are any suspicious charges, unfamiliar accounts or mistakes of any kind. If you find an error, be sure to dispute it and follow up on the mistake. You’ll want to close any inactive accounts as well, as they can drag down your credit file.
Keep that score climbing!
Your Turn:
How do you monitor your credit? Share your best methods with us in the comments.